For most of us, health care costs seem to increase every year and getting more expensive at an unprecedented rate in the United States.
The cost of your health care includes the cost of visiting a doctor, the appointment of tests, surgery, film, medicine… How to have good health and save on health care costs. To make things more straightforward, here are 7 Ways to Save Money you can use to save money on healthcare.
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1. Ask your doctor about alternative medicines
When your doctor prescribes a prescription, consult your doctor about similar, replaceable drugs. There are many medicines on the market that meet your needs at a reasonable price, this will be a solution to save you a lot.
You can also ask your doctor about the use of alternative therapies, or if the prescription includes supplements, vitamins, iron tablets, etc. Must use these products offline.
2. Ask for a discount
If you have been a loyal patient and your finances are limited, let ask your doctor or healthcare provider can cut down on an office visit charge or a procedure cost. They absolutely can meet that
In addition, you can create a health savings account, for example, HSA, FSA that is a tax-advantaged account designed to help you save money on medical expenses. You can carry it over and use it once you need it. With FSA account, you can put into that account just sits there when you’re not using it, your HSA money can be invested so that it grows.
Currently, on the market, many suppliers are always improving their services to meet customers’ needs. Consumers should, therefore, look for the best savings solutions (such as Coupons, deals, promo codes, promotion, sale-off, …) on issues such as wellness, health services to maintain their lifestyles and activities such as online learning and working on a tight budget.
In the United States, about 20% of patients never follow a doctor’s prescription, half of whom probably didn’t follow the prescription and prescription while half didn’t even. care and fully comply with the doctor’s recommendations.
Failure to follow your doctor’s instructions may cause you to return to the hospital for complications and to pay more for your other medical bills.
4. Go a few drug stores
You may not think too much when you buy prescription drugs, you do not ask too much about their price. It is good to buy the right type of medicine to use. However, if possible, instead of stopping at a drug store, you should go to a few stores to consult prices. You may be surprised at the price difference between stores, and more surprised at the amount you can save on prescriptions.
Note that choosing reputable addresses that fully meet the prescribed pharmacy standards to avoid buying fake and poor-quality medicines.
5. Read the medical bill
According to Medical Billing Advocate of America, about 80% of medical bills have errors within the U.S. You should check all bills, including bed fees, medical expenses, and procedures, etc. Make sure the numbers are correct before making payment.
6. Join health insurance
If you have chronic illnesses, you often have to go to the hospital. Health insurance will help you pay part of the treatment cost, reduce your financial burden.
7. Compare test costs
Does the doctor require you to have MRI or blood, urine tests …? If you are assigned to go to a testing facility, instead of going straight to the testing facility, you can use the phone or computer to check information about the same type of testing at some addresses. other. You may also save significantly when you make reasonable choices about your tests.
8. Visit the drug manufacturer’s website
If you often have to use a drug, try checking the drug manufacturer’s website to see if they have incentive programs and discounted bills with regular customers.
9. Medical treatment incentives
If you have a chronic medical condition, frequently use medical services, you have limited financial resources, do not be afraid to ask your doctor or health care provider about offers or privacy The problem is to reduce treatment costs.
10. Healthy lifestyle
There are many ways you can cut your medical expenses, but this is one of the best. No matter what your age, regular physical activity, a healthy diet, healthy foods good taste, food for a healthy life at an affordable price) reduce stress and stress are ways to help you prevent and increase Strengthen your health, improve the quality of life. Since then, your medical expenses will naturally decrease, so you can spend your money on travel or buy your favorite gifts.